Another Satisfied Client

Derek & the Gold Star team were awesome. Not only did they answer all of our questions and helped...

Client Testimonial

...was pleasantly surprised at how well he listened to what we were trying to accomplish and understood our frustration...

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  • A Full Service Mortgage Financial Business

    Building and Developing Professional Relationships With Clients

    Derek's most important mission is measured by quality-not quantity. His goal is to represents the highest quality principals in an ethical and professional manner in all aspects of business. Quite often, this includes counseling his customers, providing customized loan programs and helping them to pursue financial freedom.

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  • Purchasing

    When bidding on a home, Derek can give you more leverage than just a pre-approval; he can help you get approved financing. This information provides you with the peace of mind in knowing what you can truly afford. Plus, you won't waste time looking at homes outside your price range.

  • Refinancing

    As you evaluate your budget and try to find ways to save, Derek can advise and walk you through the entire process of refinancing your home. Refinancing can potentially save you money each month and by the time your entire mortgage is paid in full. It doesn't always make sense to refinance, but Derek will be there to help you understand when refinancing will make sense for you.

  • Financial Planning

    The purpose of life insurance is to provide funds to satisfy a need for your heirs if something unexpected happens to you. How long could your family continue without you? Life insurance simply provides a means to purchase protection against the possibility of an unexpected loss.